Lately you've been hearing about social security running out.  On Monday, Senator Lindsey Graham addressed a group that could be affected the most. Some Clemson University students heard the senator’s plan to get the program back on track, but his proposal isn’t what some students are looking for.

The last place you might think to find someone worried about social security is a college campus, but lately, the concern there has been growing.

“I know it's a hot issue in the news and something really needs to be done,” says Connelly-Anne Bartle, a senior at Clemson.

Senator Lindsey Graham agrees change has to happen or else college aged people will suffer the most.

“When these students retire, if we haven't fixed the problem, they are looking at 30% benefit cuts or major tax increases,” explains Senator Graham.

Sophomore Douglas Jennings is looking for a plan to prevent that.

“It's my money that’s going to help me when I retire,” says Jennings.

That's why he likes the idea of privatizing.  People would be able to put a small percentage of social security taxes into a personal account the government can't touch, but there's a drawback others don't approve of.

“I don't agree with the methods.  Privatizing will be extremely expensive,” says Bartle.

Senator Graham estimates up to a trillion dollars would be lost to private accounts. To make up for it, he suggests requiring more people to contribute.

“Rather than borrow a new trillion dollars, I'm willing to raise the income subject to social security from $90,000, where it is today, to $150,000-$160,000 so more people pay into it,” says Senator Graham.

Senator Graham recognizes if Republicans and Democrats don't work together on saving social security now, trust in the American promise will be lost.

Senator Graham also wants to change how social security is calculated. He suggests using the inflation rate, rather than the growth rate on wages since wage rates are much higher. He says that should alleviate the problem of not having enough money in the system.