x-sender: governor.haley@sc.lmhostediq.com x-receiver: governor.haley@sc.lmhostediq.com Received: from mail pickup service by sc.lmhostediq.com with Microsoft SMTPSVC; Wed, 12 Oct 2016 10:32:29 -0400 thread-index: AdIklXYidgRHQTeZQMaJMVgfELchXg== Thread-Topic: Foreclosures From: To: Subject: Foreclosures Date: Wed, 12 Oct 2016 10:32:29 -0400 Message-ID: <6B4051664C9E42BF940B29857EDB0A1C@IQ12> MIME-Version: 1.0 Content-Type: text/plain; charset="iso-8859-1" Content-Transfer-Encoding: 7bit X-Mailer: Microsoft CDO for Windows 2000 Content-Class: urn:content-classes:message Importance: normal Priority: normal X-MimeOLE: Produced By Microsoft MimeOLE V6.1.7601.17609 X-OriginalArrivalTime: 12 Oct 2016 14:32:29.0944 (UTC) FILETIME=[763A8780:01D22495] CUSTOM Mr. Robert E Adams Jr 835 River Grove Ave 105 Daniel Island SC 29492 readams@drhorton.com 843-241-6198 843-241-5881 HOUS Foreclosures 63.175.76.171 I have several suggestions but want to keep this short. Why can't we have a law that requires all foreclosures to be offered to the general public (anyone that is looking for a place of primary residency) for like 30 days before it goes to investors? Also, if you can't afford your home at say $2000/mo that doesn't mean you couldn't afford $1200/mo. We could require the banks to offer lower payment homes as a take over payment option for them to step down. The only homes that would be written off at that point would be the highest mortgages instead of all of them. It would also keep more people in homes and help the economy. It seems as though the rules are only there to help the businesses/banks and not so much the people. The banks are the ones that essentially put us in this situation by giving loans they shouldn't have, now they are being rewarded for it while we pay the price.