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Thread-Topic: Private Health Insurance Policies 
From: <governor.haley@sc.lmhostediq.com>
To: <governor.haley@sc.lmhostediq.com>
Subject: Private Health Insurance Policies 
Date: Mon, 8 Feb 2016 19:17:54 -0500
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<APP>CUSTOM
<PREFIX>8649933844</PREFIX>
<FIRST>Deidre</FIRST>
<MIDDLE></MIDDLE>
<LAST>Alexander</LAST>
<SUFFIX></SUFFIX>
<TITLE></TITLE>
<ORGANIZATION></ORGANIZATION>
<ADDR1>2 Wagener Avenue</ADDR1>
<ADDR2>Apt. B</ADDR2>
<CITY>Charleston</CITY>
<STATE>SC</STATE>
<ZIP>29403</ZIP>
<EMAIL>deidre@leafinteriordesign.com</EMAIL>
<PHONE_H>8649933844</PHONE_H>
<PHONE_B></PHONE_B>
<ISSUE>HEAL</ISSUE>
<SUBJECT>Private Health Insurance Policies </SUBJECT>
<CUSTOM1>45.22.2.16</CUSTOM1>
<MSG>
"On Feb. 1st (the day after open enrollment ended) I received a letter (post marked January 29th) from my health insurance company, Blue Cross Blue Shield of SC, stating that my monthly premium was increasing by $70 starting on March 1st (it increased by over $100 the year before "bc I turned 30"). 

In 2014, I chose to keep my personal plan that was grandfathered in because I did not want to switch to the Affordable Care Act because my doctors were not in the networks I qualified for. My "benefit period" starts over every year on January 15th and open enrollment ends on January 31st. So my question is, how is it fair or ethical that insurance companies are allowed by law to inform it's customers that there will be an increase in their premiums AND/OR inform them that their plans are being renewed after the open enrollment date is closed. Since my plan was renewed by BCBS I do not qualify for special enrollment unless I cancel my plan but I do not want to cancel my plan because I have already put money towards my deductible and have dr's appts coming up. So basically I'm stuck paying their new elevated premium with no options. 

We as tax paying citizens have faith in our elected officials that they will represent the PEOPLE but it seems that it is too easy and convenient to turn a blind eye when it comes to confronting and standing up to big businesses because of special interest groups and lobbyist (I worked in the US Senate, I know how it works). What frustrates me the most is that my options to change something that I pay a lot of money for were taken away. So, therefore I beg of you elected officials, the one's who my tax dollars pay for, PLEASE start doing your job and get busy protecting and empowering the people who employ you. A law needs to be passed making it mandatory for insurance companies to comply with the dates enforced by the Affordable Care Act, so that people with private health insurance policies are not forced in to plans that they can not alter or get out of."
</MSG>

</APP>