The level of uninsured drivers in South Carolina
-- one of the nation's highest -- should finally decline with the
enforcement of a new state law that can result in suspension of the
driver's licenses of scofflaws. The result should be safer highways and
lower insurance rates.
The consequences are tough and are the result of scofflaws' ability to
evade the bite of previous sanctions. Under the old law, the state could
revoke vehicle registration and tags, but the vehicle could then be
registered under the name of another family member.
"You start taking away people's licenses and it will get their
attention." Rep. Bob Walker, R-Spartanburg, told our reporter. Rep. Walker
is an independent insurance agent.
The most severe sanction of losing a license won't be applied without
warning, however. Drivers will still have 20 business days to get
insurance after they are notified by the state. They also will be liable
for a $5 per day fine until they do so.
Last fall, insurance companies began sending the names of canceled
policyholders by computer to the state Division of Motor Vehicles.
Identifying those drivers is the first step in enforcement.
The level of uninsured drivers on South Carolina roads -- estimated at
more than 25 percent of all drivers -- demands a strong response. North
Carolina, by contrast, has an estimated 5 percent of motorists driving
uninsured, reflecting that state's strong enforcement of a law requiring
drivers to be insured.
Some uninsured drivers are virtually uninsurable because of their bad
driving records. Getting them off the road will improve the safety margin
for other motorists. And reducing the number of uninsured drivers should
reduce the expense of insurance coverage for those who abide by the law.